Terms of Use

Acceptance of Contract Terms
By accessing and/or using this site, you are agreeing to accept the following terms and conditions:

Ownership; Restrictions of Use
All materials contained in this site are the copyrighted property of FHA, its' subsidiaries and affiliated companies (collectively, "FHA"). To reproduce, republish, upload, post, transmit, modify, distribute or publicly display material from this site for commercial or other purposes, you must first obtain written permission from FHA.

Trademarks
FHA, its' logos and all related product and service names, design marks and slogans are the trademarks or service marks of FHA. You may not use any FHA company name or mark in any advertising, publicity or in any other commercial manner without the prior written consent of FHA. Request for authorization should be made to FHA's Corporate Counsel at (502) 499-0855. Certain images and information on this web site may be the copyright, service mark or trademark of third parties and any use is subject to the terms and conditions of such third parties.

Endorsements; Web Links
All products and service marks contained herein that are not FHA marks are the trademarks of their respective owners. References that we make to any names, marks, products or services of third parties or hypertext links to third party sites or information do not necessarily constitute or imply FHA's endorsement, sponsorship or recommendation of the third party, information, product or service. FHA is providing these links only as a convenience to you and has not tested any information, products, software or services found on such web sites. Therefore, FHA makes no representations whatsoever about any other web site which you may access through this one. When you access a non-FHA web site, you acknowledge that it is independent from FHA, and that FHA has no control over the content on that web site and does not endorse or accept any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select is free of viruses, worms, trojan horses, and other items of an offensive or destructive nature.

IN NO EVENT WILL FHA BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF ANY HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Termination
This web site may be discontinued by FHA for any reason, with or without notice.

Material You Send to Us
Any material, information, comments, suggestions, data or ideas you transmit, submit or post to us at this site will be treated in accordance with the FHA Privacy Policy posted at the site.

Miscellaneous
These Terms of Use and your agreement to them will be governed by Illinois law, without regard to Illinois' conflict and choice of law provisions. If any provision is held by a court of competent jurisdiction to be illegal, invalid or unenforceable, the remaining provisions shall remain in full force and effect. In the event a dispute arises out of or relating to these Terms of Use, or your use of or access to this site, litigation may be brought solely in a state or federal court located in Cook County, Illinois.

User access to and use of this web site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. This site is controlled and operated by FHA from its offices in the United States. FHA makes no representation that the materials available on this site are appropriate or available for use in other locations, and access to them from jurisdictions where the contents are illegal is prohibited.

Disclaimer of Warranty
Material on this site may include technical inaccuracies or typographical errors. Changes may be periodically incorporated into this material. We may make improvements and/or changes in the services and/or programs described in these materials at any time without notice. FHA does not warrant or represent that the information contained in this site is complete, reliable or timely, or that the site will be uninterrupted or free of errors and/or viruses. You use this site at your own risk.

INFORMATION ON THIS WEB SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY: IN NO EVENT SHALL FHA OR ANY FHA COMPANY BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE OR DATA, WHETHER BROUGHT IN CONTRACT OR TORT, ARISING OUT OF OR CONNECTED WITH ANY FHA WEB SITE OR THE USE, RELIANCE UPON OR PERFORMANCE OF ANY MATERIAL CONTAINED IN OR ACCESSED FROM ANY FHA WEB SITE.

Revisions of These Terms of Use
FHA may amend or modify these Terms of Use at any time without notice. Any subsequent use of the web site by you shall be deemed to constitute acceptance by you of such amendments or modifications.